Tater Tot Casserole

1 lb. ground beef
1/2 onion, chopped
1 can Cream of Mushroom soup
1 can Cream of Chicken soup
1 soup can of milk
abt. 1/2 c. sour cream
tater tots
1 c. shredded cheddar cheese

Brown ground beef with the onion. Season with salt, pepper and garlic powder. Drain off the excess fat. Add the soups, milk and sour cream. Pour into a 9 x 13 baking dish that has been sprayed with a non-stick cooking spray. Top with tater tots. About 1 2 lb. bag. Cover with foil and bake at 350 until bubbly. About 30-40 minutes. Remove and top with shredded cheddar cheese. Cover with foil again and allow the cheese to melt.

*Option: You can add 1 can of green beans (drained) to this. They're not really my thing and so I don't like to add them.